The paper is devoted to a level of competition in banking sector on the regional housing lending market. For 2015 - 2018 concentration index (Herfindahl-Hirschman index, HHI) and price competition one (variation of interest rates) were calculated for the 328 Russian commercial banks, which disclose their data. Based on comparative analysis these indices and their dynamics we made conclusions about some differences got by these two methods, gradually changing the market to be more competitive, and the fact that the level of competition among regions becomes closer.
|Translated title of the contribution||Competition in the housing loan market in the region of the Russian Federation: modern trends|
|Number of pages||8|
|Publication status||Published - 2020|
- 5.02 ECONOMICS AND BUSINESS
State classification of scientific and technological information
- 06 ECONOMY AND ECONOMIC SCIENCE